United States Senate Committee On Banking, Housing, And Urban Affairs

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** FILE** Federal Deposit Insurance Corporation (FDIC) Chair Sheila Bair testifies on Capitol Hill in Washington, Thursday, Feb. 17, 2011, before the Senate Banking Committee hearing on the Dodd-Frank law, the sweeping financial reforms passed six months ago to prevent a repeat of the economic crisis. (AP Photo/J. Scott Applewhite)

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Federal Reserve Chairman Ben S. Bernanke testifies on Thursday, Feb. 17, 2011, on Capitol Hill in Washington at the Senate Banking Committee hearing on the Dodd-Frank law, the sweeping financial reforms passed six months ago to prevent a repeat of the economic crisis. (AP Photo/J. Scott Applewhite)

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Treasury Secretary Timothy Geithner takes his seat on Capitol Hill in Washington, Thursday, Sept. 16, 2010, prior to testifying before the Senate Banking Committee hearing on the Treasury Department's report on international economic and exchange rate policies. (AP Photo/Manuel Balce Ceneta)

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Treasury Secretary Timothy F. Geithner testifies on Capitol Hill in Washington on Thursday, Sept. 16, 2010, at a Senate Banking Committee hearing on the Treasury Department's report on international economic and exchange rate policies. (AP Photo/Manuel Balce Ceneta)

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Senate Banking Committee Chairman Sen. Christopher Dodd, D-Conn., let, looks on as Senate Majority Leader Harry Reid of Nev. gestures during a news conference on Capitol Hill in Washington, Thursday, July 15, 2010, after Congress passed the stiffest restrictions on banks and Wall Street since the Great Depression. (AP Photo/Drew Angerer)

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** FILE ** In this May 21, 2010, photo, Rep. Barney Frank (left), Massachusetts Democrat, who chairs the House Financial Services Committee, and Sen. Christopher J. Dodd, Connecticut Democrat, who is Senate Banking Committee chairman, speak to reporters outside the White House after meeting with President Obama on banking-overhaul legislation. (AP Photo/Susan Walsh, File)

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** FILE ** Sen. Christopher J. Dodd, Connecticut Democrat, who is chairman of the Senate Banking Committee, announces a financial reform package on Tuesday, Nov. 10, 2009, during a news conference on Capitol Hill in Washington. (AP Photo/Charles Dharapak)