FILE - This is a Sunday, Nov. 10, 2013 file photo of Britain's Queen Elizabeth II as she listens during the service of remembrance at the Cenotaph in Whitehall, London. A monarch's life is not all luxury and glamour. A report by British lawmakers into the finances of Queen Elizabeth II has exposed crumbling palaces and depleted coffers, and discovered that a royal reserve fund for emergencies is down to its last million pounds ($1.6 million). In the Tuesday Jan. 28, 2014, report the legislators urged royal officials to adopt a more commercial approach to making money, and suggested opening up Buckingham Palace to visitors more often. (AP Photo/Kirsty Wigglesworth)