FILE - In this Aug. 1, 2015, file photo, Republican presidential candidate Donald Trump poses for the media during the third day of the Women's British Open golf championship on Trump's Turnberry golf course in Turnberry, Scotland. Trump sells himself as a bold empire builder, the kind of risk taker who can force through big changes in Washington as president the country needs. Yet a review of the billionaire’s financial filings and recent deals suggests he’s no swashbuckler. Trump is reluctant to take on debt after it nearly ruined him in the 1990s, holds few stocks for someone of his wealth and has grown increasingly dependent on making money by lending out his name to others rather than developing real estate himself. (AP Photo/Scott Heppell, File)