FILE - In this Monday, Oct. 21, 2013, file photo, the JPMorgan Chase & Co. logo is displayed at their headquarters in New York. On Wednesday, Jan. 18, 2017, it was announced that JPMorgan Chase settled charges that independent brokers working for the bank discriminated against black and Hispanics customers seeking home mortgages. While the $55 million settlement is not a big financial dent to the giant bank, the cases emerged from the housing crisis, illustrating the depth of the quagmire that has trailed banks for a decade. (AP Photo/Seth Wenig, File)