In this file photo from May 2016, Rep. Bobby Scott, D-Va., then the ranking member on the House Education and the Workforce Committee, speaks during a news conference on Capitol Hill in Washington, Tuesday, May 17, 2016. Now serving as chairman of the House Education and Labor Committee, Mr. Scott introduced a plan on Oct. 15, 2019, that he says will lower college costs for students and families, and open up better refinancing options for those currently paying back their student loans. (AP Photo/Evan Vucci) **FILE**