In this Monday, Dec. 4, 2017, file photo, Gail Trauco, owner of The PharmaKon, looks over her health insurance benefit comparison chart which shows out-of-network coverages dropped for 2018, at her home office in Peachtree City, Ga. Most companies health care plans are set for 2018, but there will be some changes when it comes time to choose policies that begin later in the year or in 2019. (AP Photo/David Goldman, File)
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