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In this Feb. 10, 2014, photo, a farmer shows a cluster of dead snails prior to being prepared for planting at a rice field in Calamba city, Laguna province, about 70 kilometers (44 miles) south of Manila, Philippines. The aftermath of Typhoon Haiyan in the Philippines has added urgency to finding a solution to a longstanding problem: Less than 10 percent of farmers have crop insurance, and while its advantages are widely understood, few can afford it. (AP Photo/Bullit Marquez)
Photo by: Bullit Marquez
In this Feb. 10, 2014, photo, a farmer shows a cluster of dead snails prior to being prepared for planting at a rice field in Calamba city, Laguna province, about 70 kilometers (44 miles) south of Manila, Philippines. The aftermath of Typhoon Haiyan in the Philippines has added urgency to finding a solution to a longstanding problem: Less than 10 percent of farmers have crop insurance, and while its advantages are widely understood, few can afford it. (AP Photo/Bullit Marquez)

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