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In this Wednesday, Jan. 27, 2021, file photo, President Joe Biden speaks in the State Dining Room of the White House in Washington. Biden has extended the interest-free payment pause for most federal student loan borrowers through Sept. 30. But after that break ends, paying $0 may still be a necessity for some borrowers. (AP Photo/Evan Vucci, File)
Photo by: Evan Vucci
In this Wednesday, Jan. 27, 2021, file photo, President Joe Biden speaks in the State Dining Room of the White House in Washington. Biden has extended the interest-free payment pause for most federal student loan borrowers through Sept. 30. But after that break ends, paying $0 may still be a necessity for some borrowers. (AP Photo/Evan Vucci, File)

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