This Nov. 8, 2018 file photo shows a page from the 2019 U.S. Medicare Handbook in Washington. Millions of retirees are in the thick of Medicare open enrollment, which runs from Oct. 15 to Dec. 7, but many find the process challenging. Some don’t understand the difference between Original Medicare and Medicare Advantage, many are overwhelmed by Medicare advertising, and only 4 in 10 people review their plan options each year, according to a recent report. (AP Photo/Pablo Martinez Monsivais, File)
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