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** FILE ** President Obama stands with families who benefited from the health care law provision that provides consumers with a refund if their insurance company doesn’t spend the majority of premium dollars on medical care, in the East Room at the White House in Washington, July 18, 2013. (AP Photo/Charles Dharapak)
Photo by: Charles Dharapak
** FILE ** President Obama stands with families who benefited from the health care law provision that provides consumers with a refund if their insurance company doesn’t spend the majority of premium dollars on medical care, in the East Room at the White House in Washington, July 18, 2013. (AP Photo/Charles Dharapak)

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