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FILE - In this file photo made on Wednesday, Sept. 10, 2014, signs welcome visitors to a model home as construction is under way at a housing development in Zelienople, Pa. Freddie Mac reports on average U.S. mortgage rates for this week on Thursday, Oct. 23, 2014. (AP Photo/Keith Srakocic, File)
Photo by: Keith Srakocic
FILE - In this file photo made on Wednesday, Sept. 10, 2014, signs welcome visitors to a model home as construction is under way at a housing development in Zelienople, Pa. Freddie Mac reports on average U.S. mortgage rates for this week on Thursday, Oct. 23, 2014. (AP Photo/Keith Srakocic, File)

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