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**FILE** Federal Reserve Chairman Ben Bernanke speaks Aug. 7, 2012, to educators in the board room of the Federal Reserve in Washington during a town hall meeting. (Associated Press) — Photo by: Manuel Balce Ceneta
**FILE** Federal Reserve Chairman Ben Bernanke speaks Aug. 7, 2012, to educators in the board room of the Federal Reserve in Washington during a town hall meeting. (Associated Press)

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