FILE - In this Aug. 30, 2021, file photo flooded streets and homes are shown in the Spring Meadow subdivision in LaPlace, La., after Hurricane Ida moved through. In a season of daunting wildfires and flooding, the Biden administration is taking an initial step to assess how climate change could harm financial markets, planning to launch a 75-day comment period Tuesday, Aug. 31, on how the impacts could reshape the insurance sector. (AP Photo/Steve Helber, File)
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