Bank Fees_Reps.jpg - Higher Ground Times

** FILE ** In this Jan. 31, 2011 photo, Bank of America customers use ATM machines in New York. (AP Photo/Mark Lennihan) — Photo by: Mark Lennihan
** FILE ** In this Jan. 31, 2011 photo, Bank of America customers use ATM machines in New York. (AP Photo/Mark Lennihan)

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