FILE - In this April 10, 2019 file photo, Bank of New York Mellon chairman and CEO Charles Scharf, left, testifies before the House Financial Services Committee during a hearing on Capitol Hill in Washington. Scharf, the third chief executive of Wells Fargo in four years, appeared in front of Congress on Tuesday, March 10, 2020. He said that there's much the bank needs to do to fix its cultural problems, and isn't expecting it to be done until 2021. (AP Photo/Patrick Semansky, File)
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