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This photo shows from Aztec Media LLC shows online educational company Test Prep Insight CEO John Ross posing in Auburn, Calif., in February, 2020. Promising news about a coronavirus vaccine has small business owners feeling more upbeat despite the virus's continuing spread.   Ross intends to hold off on any major changes.  (Megan Hesson/Aztec Media LLC via AP)

This photo shows from Aztec Media LLC shows online educational company Test Prep Insight CEO John Ross posing in Auburn, Calif., in February, 2020. Promising news about a coronavirus vaccine has small business owners feeling more upbeat despite the virus's continuing spread. Ross intends to hold off on any major changes. (Megan Hesson/Aztec Media LLC via AP)

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