FILE - This May 18, 2017, file photo shows the Healthcare.gov website on a laptop computer in Washington. Mass layoffs are pushing many Americans into an unfamiliar role: Shopping for health insurance that isn’t offered by an employer. A swirl of potentially confusing terms and options await inexperienced health insurance shoppers as they sort coverage plans for at least the next couple months. But experts say these obstacles can be conquered with patience and some help from agents or navigators who specialize in finding insurance. (AP Photo/Alex Brandon, File)
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