FILE - Visitors mill around the Virginia State Capitol in Richmond, Va., Wednesday, Jan. 8, 2020. The failure of Virginia General Assembly leaders to provide direction on an insurance program that has helped reduce premiums for certain customers is the key driver behind big rate hikes expected next year, officials said in a public forum Wednesday, Aug. 10, 2023. At issue is the state’s relatively new reinsurance program. (AP Photo/Steve Helber, File)
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