FILE - In this March 24, 2020 file photo, a Chase bank employee, right, disinfects the branches ATMs to fend off coronavirus as a customer uses another in the Flushing neighborhood of the Queens borough of New York. More Americans than ever obtained a basic bank account in 2019, the Federal Deposit Insurance Corp. said Monday, Oct. 19, 2020. But the report did not take into account the coronavirus pandemic and historic recession, government experts warned, and it's highly likely that a number of Americans will end up unbanked yet again. (AP Photo/Mary Altaffer, File)
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