FILE- In this Sept. 16, 2018, file photo Jayme Cayton walks up to her flooded home for the first time after Hurricane Florence hit Emerald Isle N.C. In the aftermath of Hurricane Florence, thousands of people in the Carolinas are still waiting to return to their homes. Those who have are assessing the damage. The exact financial impact will become apparent over time as insurance claims roll in. (AP Photo/Tom Copeland, File)
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