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Husband and wife Andy Kraft and Amy Elias, of Portland, Ore., pose with their 2018 tax paperwork in their Portland home on Monday, Feb. 18, 2019. The couple got a small refund last year but this year owe more than $10,000 in taxes under the new tax law. (AP Photo/Gillian Flaccus)

Husband and wife Andy Kraft and Amy Elias, of Portland, Ore., pose with their 2018 tax paperwork in their Portland home on Monday, Feb. 18, 2019. The couple got a small refund last year but this year owe more than $10,000 in taxes under the new tax law. (AP Photo/Gillian Flaccus)

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