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President Joe Biden speaks about student loan debt forgiveness in the Roosevelt Room of the White House on Aug. 24, 2022, in Washington. A federal judge in St. Louis on Thursday, Oct. 20, 2022, dismissed an effort by six Republican-led states to block the Biden administration's plan to forgive student loan debt for tens of millions of Americans. (AP Photo/Evan Vucci, File)

President Joe Biden speaks about student loan debt forgiveness in the Roosevelt Room of the White House on Aug. 24, 2022, in Washington. A federal judge in St. Louis on Thursday, Oct. 20, 2022, dismissed an effort by six Republican-led states to block the Biden administration's plan to forgive student loan debt for tens of millions of Americans. (AP Photo/Evan Vucci, File)

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