In this photo provided by Maria Zamudio, taken Feb. 9, 2017, Illinois Treasurer Michael Frerichs talks to small business owners about Secure Choice IRA, a state-sponsored retirement savings plan, in Schaumburg, Ill. States are moving forward with new initiatives to help workers save for retirement, even as the Republican-led Congress tries to block rules making it easier for them to do so. (Maria Zamudio via AP)
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