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In this Feb. 16, 2017 photo Marty Mozzo poses in his backyard in Ocean City N.J. on the edge of a back bay wetlands. When he and his wife were considering buying the house, they looked at a small trickle of water in the distance and wondered if the property would flood, deciding the water was too far away to pose a danger. Within weeks, their house was surrounded by floodwaters. (AP Photo/Wayne Parry)

In this Feb. 16, 2017 photo Marty Mozzo poses in his backyard in Ocean City N.J. on the edge of a back bay wetlands. When he and his wife were considering buying the house, they looked at a small trickle of water in the distance and wondered if the property would flood, deciding the water was too far away to pose a danger. Within weeks, their house was surrounded by floodwaters. (AP Photo/Wayne Parry)

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