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FILE- In this Aug. 1, 2018, file photo a screen on the floor of the New York Stock Exchange shows the rate decision of the Federal Reserve. In the low-interest rate environment that followed the recession, banks routinely paid little to nothing on many personal accounts. As the Federal Reserve began to raise its rates in 2015, traditional banks were slow to do the same for customers. (AP Photo/Richard Drew, File)

FILE- In this Aug. 1, 2018, file photo a screen on the floor of the New York Stock Exchange shows the rate decision of the Federal Reserve. In the low-interest rate environment that followed the recession, banks routinely paid little to nothing on many personal accounts. As the Federal Reserve began to raise its rates in 2015, traditional banks were slow to do the same for customers. (AP Photo/Richard Drew, File)

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