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Titlow Beach home owner Julia Lundblad and her son, Marcus Raschkow looks at a view of Puget Sound at Titlow Beach in Tacoma, Wash., on Thursday, March 9, 2017. Because the small Washington community of Titlow Beach lies in such intimate proximity to the Puget Sound, homeowners with mortgages have to carry flood insurance. The cost of that insurance, if you can get it, can be exorbitant. Some homeowners said they’ve been told to expect their monthly premiums to see huge spikes over the next several years. (Lui Kit Wong/The News Tribune via AP)

Titlow Beach home owner Julia Lundblad and her son, Marcus Raschkow looks at a view of Puget Sound at Titlow Beach in Tacoma, Wash., on Thursday, March 9, 2017. Because the small Washington community of Titlow Beach lies in such intimate proximity to the Puget Sound, homeowners with mortgages have to carry flood insurance. The cost of that insurance, if you can get it, can be exorbitant. Some homeowners said they’ve been told to expect their monthly premiums to see huge spikes over the next several years. (Lui Kit Wong/The News Tribune via AP)

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