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FILE- In this Feb. 9, 2018, file photo, a nurse hooks up an IV to a flu patient at Upson Regional Medical Center in Thomaston, Ga. Health insurance costs have climbed so high, there’s insurance for it. More employers are offering their workers supplemental coverage for expenses that crop up when an unexpected illness or injury hits.. (AP Photo/David Goldman, File)

FILE- In this Feb. 9, 2018, file photo, a nurse hooks up an IV to a flu patient at Upson Regional Medical Center in Thomaston, Ga. Health insurance costs have climbed so high, there’s insurance for it. More employers are offering their workers supplemental coverage for expenses that crop up when an unexpected illness or injury hits.. (AP Photo/David Goldman, File)

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