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In this June 15, 2018, file photo, cash is fanned out from a wallet in North Andover, Mass. A personal loan can be a good option when you need money, but it typically requires strong credit and high income to qualify. What if you don’t meet the requirements for a personal loan? Consider several alternative ways to get money, such as family loans and cash advances. (AP Photo/Elise Amendola, File)

In this June 15, 2018, file photo, cash is fanned out from a wallet in North Andover, Mass. A personal loan can be a good option when you need money, but it typically requires strong credit and high income to qualify. What if you don’t meet the requirements for a personal loan? Consider several alternative ways to get money, such as family loans and cash advances. (AP Photo/Elise Amendola, File)

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