A for sale sign stands in front of a house, Tuesday, Oct. 6, 2020, in Westwood, Mass. Even with mortgage rates hovering near all-time lows, rising home prices are putting more pressure on buyers to come up with a bigger down payment. The trend is stretching the limits of affordability for many Americans already struggling to save for a down payment as incomes fail to keep pace with home values. (AP Photo/Steven Senne)
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