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FILE- In this Dec. 26, 2018, file photo specialists work at a post on the floor of the New York Stock Exchange. While professional traders on Wall Street scrambled to sell stocks amid a fear-fueled, nearly 20 percent drop for the S&P 500 late last year, most people at home remained relatively calm when it came to their own retirement savings. So say numbers from Fidelity Investments, which show that the vast majority of 401(k) participants continued to sock savings away in their accounts and refrained from the perhaps-tempting choice to abandon stocks and hide out in the safety of cash. (AP Photo/Richard Drew, FIle)

FILE- In this Dec. 26, 2018, file photo specialists work at a post on the floor of the New York Stock Exchange. While professional traders on Wall Street scrambled to sell stocks amid a fear-fueled, nearly 20 percent drop for the S&P 500 late last year, most people at home remained relatively calm when it came to their own retirement savings. So say numbers from Fidelity Investments, which show that the vast majority of 401(k) participants continued to sock savings away in their accounts and refrained from the perhaps-tempting choice to abandon stocks and hide out in the safety of cash. (AP Photo/Richard Drew, FIle)

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