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FILE- This June 10, 2015, file photo shows a chip credit card in Philadelphia. If you have money left on your FSA debit card, now is a good time to put it in your wallet alongside your regular bank debit card. The end of the year is the annual deadline to spend your FSA funds. (AP Photo/Matt Rourke, File)

FILE- This June 10, 2015, file photo shows a chip credit card in Philadelphia. If you have money left on your FSA debit card, now is a good time to put it in your wallet alongside your regular bank debit card. The end of the year is the annual deadline to spend your FSA funds. (AP Photo/Matt Rourke, File)

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