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The likeness of Benjamin Franklin is seen on U.S. $100 bills, Thursday, July 14, 2022, in Marple Township, Pa.  You may have learned that all debt is bad, but sometimes debt can make the things you need or want possible. A loan can help you spread the cost of a large purchase out over a longer period of time, so you’re not left with so little in your checking account that you can’t afford other bills.   (AP Photo/Matt Slocum)

The likeness of Benjamin Franklin is seen on U.S. $100 bills, Thursday, July 14, 2022, in Marple Township, Pa. You may have learned that all debt is bad, but sometimes debt can make the things you need or want possible. A loan can help you spread the cost of a large purchase out over a longer period of time, so you’re not left with so little in your checking account that you can’t afford other bills. (AP Photo/Matt Slocum)

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