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A "sold" sign sits on a lot as new home construction continues in Westfield, Ind., Friday, Sept. 25, 2020.  U.S. long-term mortgage rates were little changed this week of Oct. 29, after marking a new all-time low last week. Home loan rates have declined through the year amid economic anxiety in the recession set off by the coronavirus pandemic.  (AP Photo/Michael Conroy)

A "sold" sign sits on a lot as new home construction continues in Westfield, Ind., Friday, Sept. 25, 2020. U.S. long-term mortgage rates were little changed this week of Oct. 29, after marking a new all-time low last week. Home loan rates have declined through the year amid economic anxiety in the recession set off by the coronavirus pandemic. (AP Photo/Michael Conroy)

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