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An advertising sign for building land stands in front of a new home construction site in Northbrook, Ill., Sunday, March 21, 2021.  Mortgage rates fell for a second straight week amid signs of economic improvement. Mortgage buyer Freddie Mac reports, Thursday, April 15,  that the benchmark 30-year home-loan rate declined to 3.04% this week from 3.13% last week.  (AP Photo/Nam Y. Huh)

An advertising sign for building land stands in front of a new home construction site in Northbrook, Ill., Sunday, March 21, 2021. Mortgage rates fell for a second straight week amid signs of economic improvement. Mortgage buyer Freddie Mac reports, Thursday, April 15, that the benchmark 30-year home-loan rate declined to 3.04% this week from 3.13% last week. (AP Photo/Nam Y. Huh)

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