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FILE - In this Sept. 3, 2019 file photo a sign rests in front of a newly constructed home, in Westwood, Mass. U.S. average rates on long-term mortgages changed little this week, remaining at historically low levels that has sparked demand for homes.  (AP Photo/Steven Senne, File)

FILE - In this Sept. 3, 2019 file photo a sign rests in front of a newly constructed home, in Westwood, Mass. U.S. average rates on long-term mortgages changed little this week, remaining at historically low levels that has sparked demand for homes. (AP Photo/Steven Senne, File)

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