FILE - In this Oct. 6, 2015, file photo, the HealthCare.gov website, where people can buy health insurance, is displayed on a laptop screen in Washington. Worried that insurer exits from the health law’s markets may cause many people to lose coverage, the Obama administration plans to automatically pick a plan from a different carrier for affected consumers. But policyholders could get an unwelcome surprise if their government-recommended plan isn’t what they’re used to. The elaborate backstop was outlined in an administration document circulating among insurers and state regulators. It also calls for reaching affected consumers with a constant stream of reminders as the health law’s 2017 sign-up season goes into full swing. HealthCare.gov’s open enrollment for 2017 starts Nov. 1 and ends Jan. 31. A copy of the plan was provided to The Associated Press. (AP Photo/Andrew Harnik, File)
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