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In this photo provided by Jiles Daniels, his flooded home near Cleveland, Texas, northeast of Houston. Daniels, a retired oil company manager, never wavered when he bought flood insurance on both his homes: one in Houston and another on an island near Cleveland, northeast of Houston.  (Jiles Daniels via AP)

In this photo provided by Jiles Daniels, his flooded home near Cleveland, Texas, northeast of Houston. Daniels, a retired oil company manager, never wavered when he bought flood insurance on both his homes: one in Houston and another on an island near Cleveland, northeast of Houston. (Jiles Daniels via AP)

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