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A sign announces a home for sale on Munjoy Hill, Wednesday, Jan. 25, 2023, in Portland, Maine. Over the past year, the Fed has raised its key short-term rate eight times, causing many kinds of consumer and business loans, including mortgages, to become more expensive.(AP Photo/Robert F. Bukaty)

A sign announces a home for sale on Munjoy Hill, Wednesday, Jan. 25, 2023, in Portland, Maine. Over the past year, the Fed has raised its key short-term rate eight times, causing many kinds of consumer and business loans, including mortgages, to become more expensive.(AP Photo/Robert F. Bukaty)

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