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FILE - A television screen on the floor of the New York Stock Exchange displays the Federal Reserve's decision on interest rates, Jan. 31, 2024. From Wall Street investors to car dealers to potential home buyers, many Americans are eager for the Federal Reserve to start cutting its benchmark interest rate and reducing borrowing costs throughout the economy (AP Photo/Richard Drew, File)

FILE - A television screen on the floor of the New York Stock Exchange displays the Federal Reserve's decision on interest rates, Jan. 31, 2024. From Wall Street investors to car dealers to potential home buyers, many Americans are eager for the Federal Reserve to start cutting its benchmark interest rate and reducing borrowing costs throughout the economy (AP Photo/Richard Drew, File)

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