President Joe Biden speaks on student loan debt forgiveness, in the Roosevelt Room of the White House, Oct. 4, 2023, in Washington. The Biden administration will start canceling student loans for some borrowers starting in February as part of a new repayment plan. Cancellation was originally set to begin in July under the new SAVE repayment plan, but it's being unrolled ahead of schedule to provide faster relief to borrowers. (AP Photo/Evan Vucci, File)
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