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FILE - Education Secretary Miguel Cardona speaks with students during a visit to Towson University, Nov. 2, 2023, in Towson, Md. The Biden administration is docking more than $2 million in payments to student loan servicers that failed to send billing statements on time after the end of a coronavirus pandemic payment freeze. (AP Photo/Julia Nikhinson, File)

FILE - Education Secretary Miguel Cardona speaks with students during a visit to Towson University, Nov. 2, 2023, in Towson, Md. The Biden administration is docking more than $2 million in payments to student loan servicers that failed to send billing statements on time after the end of a coronavirus pandemic payment freeze. (AP Photo/Julia Nikhinson, File)

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