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FILE - In this Oct. 14, 2019 file photo a passer-by walks past the entrance to a Bank of America ATM, in Boston.  Bank of America Corp. says profit fell 15.6% to $4.88 billion in the third quarter from $5.78 billion a year ago. The bank, based in Charlotte, North Carolina, said Wednesday, Oct. 14, 2020, that it had earnings of 51 cents per share.  (AP Photo/Steven Senne, File)

FILE - In this Oct. 14, 2019 file photo a passer-by walks past the entrance to a Bank of America ATM, in Boston. Bank of America Corp. says profit fell 15.6% to $4.88 billion in the third quarter from $5.78 billion a year ago. The bank, based in Charlotte, North Carolina, said Wednesday, Oct. 14, 2020, that it had earnings of 51 cents per share. (AP Photo/Steven Senne, File)

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