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FILE- An unnamed person holds two Visa and Mastercard credit cards in Haverhill, Mass., June 15, 2017. Judge Margo Brodie of the Eastern District of New York said she’s not likely to approve the $30 billion settlement between Visa and Mastercard and merchants who say they’ve overpaid on swipe fees. (AP Photo/Elise Amendola, File)

FILE- An unnamed person holds two Visa and Mastercard credit cards in Haverhill, Mass., June 15, 2017. Judge Margo Brodie of the Eastern District of New York said she’s not likely to approve the $30 billion settlement between Visa and Mastercard and merchants who say they’ve overpaid on swipe fees. (AP Photo/Elise Amendola, File)

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