In this July 19, 2018, file photo, Kathleen Kraninger, President Donald Trump's nominee to be the director of the Bureau of Consumer Financial Protection, testifies before a Senate Banking Committee hearing on her confirmation on Capitol Hill in Washington. Ms. Kraninger won final Senate approval on Dec. 6, 2018, by a 50-49 vote. (AP Photo/Manuel Balce Ceneta, File) **FILE**
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