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Mick Mulvaney holds up his hand as he speaks during a news conference after his first day as acting director of the Consumer Financial Protection Bureau in Washington, Monday, Nov. 27, 2017. (AP Photo/Jacquelyn Martin)

Mick Mulvaney holds up his hand as he speaks during a news conference after his first day as acting director of the Consumer Financial Protection Bureau in Washington, Monday, Nov. 27, 2017. (AP Photo/Jacquelyn Martin)

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