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Federal Trade Commission (FTC) Chair Edith Ramirez speaks at the FTC in Washington, Wednesday, Jan. 15, 2014, where she announced Apple will refund $32.5 million to consumers to settle a federal case involving purchases that kids made without their parents' permission while playing on mobile apps. (AP Photo/Susan Walsh)

Federal Trade Commission (FTC) Chair Edith Ramirez speaks at the FTC in Washington, Wednesday, Jan. 15, 2014, where she announced Apple will refund $32.5 million to consumers to settle a federal case involving purchases that kids made without their parents' permission while playing on mobile apps. (AP Photo/Susan Walsh)

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