FILE - In this May 14, 2019, file photo, Jim Holifield, second from right, who is semi-retired and runs his own part-time consulting firm, describes the problems of getting health insurance to California Gov. Gavin Newsom, second from left, during a discussion about health care with small business owners, in Sacramento, Calif. The California Legislature approved a bill, Monday, June 24, 2019, that taxes people who refuse to buy health insurance and uses the money to help small business owners and others pay for health insurance. (AP Photo/Rich Pedroncelli, File)
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