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FILE - In this Jan. 15, 2015, file photo, a Citibank sign hangs above a branch office in New York.  The tens of millions of consumers and businesses out of work from the coronavirus pandemic weighed heavily on the financial results of Wall Street’s biggest banks on Tuesday, July 14, 2020, with the likes of JPMorgan Chase, Wells Fargo and Citigroup setting aside tens of billions of dollars to cover potentially bad loans that were just fine only a few months ago. (AP Photo/Mark Lennihan, File)

FILE - In this Jan. 15, 2015, file photo, a Citibank sign hangs above a branch office in New York. The tens of millions of consumers and businesses out of work from the coronavirus pandemic weighed heavily on the financial results of Wall Street’s biggest banks on Tuesday, July 14, 2020, with the likes of JPMorgan Chase, Wells Fargo and Citigroup setting aside tens of billions of dollars to cover potentially bad loans that were just fine only a few months ago. (AP Photo/Mark Lennihan, File)

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