FILE- In an Oct. 12, 2018 file photo, Quicken Loans and Rock Ventures founder Dan Gilbert is seen during a basketball game in East Lansing, Mich. Gilbert is starting a ballot drive as a "failsafe" in case Michigan's Republican-led Legislature and Democratic Gov. Gretchen Whitmer don't enact legislation to cut the country's highest auto insurance premiums. Quicken Loans vice president of government affairs Jared Fleisher said Monday that a ballot committee, Citizens for Lower Auto Insurance Rates, will be created this week. (AP Photo/Carlos Osorio, File)
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