In this Nov. 13, 2013, file photo, Maureen O'Connell of Health Access MN instructs people in St. Paul, Minn., to help them understand how federal health care reform affects their lives. University of Minnesota researchers said Wednesday, June 11, 2014, the number of uninsured people in Minnesota fell by 40 percent in the months after the federal health overhaul became operational. (AP Photo/Jim Mone, File)FILE -
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